Here we explain how a typical Travel Insurance plan works and the involvement of the different companies associated with the plan.

• Travel Insurance is like a package of mini insurance policies
• Each one has a heading, which we call a section e.g. Emergency Medical Expenses
• Each section has a maximum pay out called Sum Insured
• Some sections have an excess, which is the amount the customer will have to pay towards their claim

Please click here to view an example of a typical ski or travel Insurance policy. You will need to refer to your own company policy to see the sections and Sums Insured under your scheme.